Monday, September 3, 2018

My Life as a Unit Trust Consultant

Assalamualaikum...


My early life

Before I join Public Mutual, I worked as Admin Executive in one of local factory at Padang Tembak, Kota Bharu, Kelantan. At that time, I was thinking that I need to find ways to earn more income. I did everything I could to earn extra income until I met with my upline's husband, Mr. Toh Chee Hoe in 2004. He introduced me to his wife, GAM Margaret Law.

That was the perfect timing when I met Mr, Toh because I really look for part-time job to earn extra income. My upline, GAM Margaret share about Unit Trust business. I was amazed by the way she talk about investment by giving a few examples. She even make comparison of the return of investment between Public Mutual and other authorised investment. So I was thinking that this business is very good because if I was an investor, I want my investment gives me more profit for sure.

My first impression, sales is not my line. This is because I had zero background in sales. But after hearing the explanation about investment and this career, I decided to join her as a Unit Trust Consultant. I join Public Mutual in 2004 as a part-timer. In 2007, I decided to quit my job but my employer didn't accept my resignation. But in 2008, I decided to resign to join as a full-timer Unit Trust Consultant


My biggest challenge

At first I found difficulties to look for client or prospect. I was not really confident to talk with client especially strangers. But somehow I give myself a chance to try in this business. I need to work very hard than others because of my zero background and knowledge about investment.  I attended a lot of training especially organised by my agency and at least once a week without fail and also doing my research about investment until I become more confident. I also learn to do sales during road show. I still remember my first client willing to invest RM5,000 cash during my first road show after I shared about investment and free insurance coverage.


Motivation

I am very attracted on incentive scheme offered by Public Mutual. There was one day when I did my presentation for less than an hour and I manage to get income more than hundred ringgit. This really motivate me because if I do more, than I will get more. So every time I close sales, I will job it down in my notebook as my motivation.


My Agency

At first I was not so focused on my group. But after my agency expanding, I realized that I need to extra focus to my downlines. I always treat my downlines as my business associates. I never left my group and always be there for help. I did lot of activities and programs so that my downlines did not lose track in this business. 




Public Mutual biggest winner at the 2019 Lipper Fund Awards from Refinitiv

Pada 25 March yang lepas telah berlangsungnya satu majlis penganugerahan yang mengiktiraf dana-dana unit trust yang paling terbaik. Sebanyak...